{"id":8251,"date":"2022-07-22T18:22:30","date_gmt":"2022-07-22T16:22:30","guid":{"rendered":"https:\/\/trendingsimple.com\/what-to-expect-when-moving-from-utah-to-hawaii\/"},"modified":"2022-07-22T18:22:30","modified_gmt":"2022-07-22T16:22:30","slug":"what-to-expect-when-moving-from-utah-to-hawaii","status":"publish","type":"post","link":"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/","title":{"rendered":"What to expect when moving from utah to hawaii"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 ez-toc-wrap-center counter-flat ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#what-do-i-need-to-know-before-moving-to-hawaii\" title=\"What do I need to know before moving to Hawaii?\">What do I need to know before moving to Hawaii?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#is-it-hard-moving-to-hawaii\" title=\"Is it hard moving to Hawaii?\">Is it hard moving to Hawaii?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#can-a-us-citizen-just-move-to-hawaii\" title=\"Can a US citizen just move to Hawaii?\">Can a US citizen just move to Hawaii?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#is-it-wise-to-move-to-hawaii\" title=\"Is it wise to move to Hawaii?\">Is it wise to move to Hawaii?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#what-are-the-disadvantages-of-living-in-hawaii\" title=\"What are the disadvantages of living in Hawaii?\">What are the disadvantages of living in Hawaii?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#can-i-live-in-hawaii-on-2000-a-month\" title=\"Can I live in Hawaii on $2000 a month?\">Can I live in Hawaii on $2000 a month?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#where-should-you-not-live-in-hawaii\" title=\"Where should you not live in Hawaii?\">Where should you not live in Hawaii?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#is-it-hard-to-find-a-job-in-hawaii\" title=\"Is it hard to find a job in Hawaii?\">Is it hard to find a job in Hawaii?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#can-you-live-in-hawaii-on-social-security\" title=\"Can you live in Hawaii on Social Security?\">Can you live in Hawaii on Social Security?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#which-is-the-cheapest-island-to-live-on-in-hawaii\" title=\"Which is the cheapest island to live on in Hawaii?\">Which is the cheapest island to live on in Hawaii?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#how-much-food-stamps-will-i-get-in-hawaii\" title=\"How much food stamps will I get in Hawaii?\">How much food stamps will I get in Hawaii?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#is-hawaii-tax-friendly-for-retirees\" title=\"Is Hawaii tax friendly for retirees?\">Is Hawaii tax friendly for retirees?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#is-social-security-taxed-in-hawaii\" title=\"Is Social Security taxed in Hawaii?\">Is Social Security taxed in Hawaii?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#is-life-insurance-taxable-in-hawaii\" title=\"Is life insurance taxable in Hawaii?\">Is life insurance taxable in Hawaii?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#can-you-live-off-3000-a-month-in-retirement\" title=\"Can you live off 3000 a month in retirement?\">Can you live off 3000 a month in retirement?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#whats-the-average-social-security-check\" title=\"What&#8217;s the average Social Security check?\">What&#8217;s the average Social Security check?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#can-i-retire-at-62-with-300k\" title=\"Can I retire at 62 with 300k?\">Can I retire at 62 with 300k?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#what-is-the-4-rule-in-retirement\" title=\"What is the 4 rule in retirement?\">What is the 4 rule in retirement?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#what-is-a-good-monthly-retirement-income\" title=\"What is a good monthly retirement income?\">What is a good monthly retirement income?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#why-retiring-at-62-is-a-good-idea\" title=\"Why retiring at 62 is a good idea?\">Why retiring at 62 is a good idea?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#what-is-the-first-thing-to-do-when-you-retire\" title=\"What is the first thing to do when you retire?\">What is the first thing to do when you retire?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#what-should-you-not-do-in-retirement\" title=\"What should you not do in retirement?\">What should you not do in retirement?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#what-are-the-signs-you-need-to-retire\" title=\"What are the signs you need to retire?\">What are the signs you need to retire?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#what-is-the-best-age-to-retire-for-a-woman\" title=\"What is the best age to retire for a woman?\">What is the best age to retire for a woman?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#do-early-retirees-live-longer\" title=\"Do early retirees live longer?\">Do early retirees live longer?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#how-much-social-security-will-i-get-if-i-make-60000-a-year\" title=\"How much Social Security will I get if I make $60000 a year?\">How much Social Security will I get if I make $60000 a year?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#how-can-i-live-for-retirement-with-no-money\" title=\"How can I live for retirement with no money?\">How can I live for retirement with no money?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#can-a-person-live-on-social-security-alone\" title=\"Can a person live on Social Security alone?\">Can a person live on Social Security alone?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#how-much-should-a-60-year-old-have-saved-for-retirement\" title=\"How much should a 60 year old have saved for retirement?\">How much should a 60 year old have saved for retirement?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#where-can-i-retire-on-1300-a-month\" title=\"Where can I retire on $1300 a month?\">Where can I retire on $1300 a month?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#what-states-do-not-tax-social-security\" title=\"What states do not tax Social Security?\">What states do not tax Social Security?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#can-i-still-collect-social-security-if-i-move-out-of-the-country\" title=\"Can I still collect Social Security if I move out of the country?\">Can I still collect Social Security if I move out of the country?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#will-my-social-security-check-change-if-i-move-to-another-state\" title=\"Will my Social Security check change if I move to another state?\">Will my Social Security check change if I move to another state?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#which-state-has-the-highest-ssi-payment\" title=\"Which state has the highest SSI payment?\">Which state has the highest SSI payment?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#do-i-need-to-notify-social-security-when-i-move\" title=\"Do I need to notify Social Security when I move?\">Do I need to notify Social Security when I move?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#what-is-the-hardest-state-to-get-disability\" title=\"What is the hardest state to get disability?\">What is the hardest state to get disability?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"what-do-i-need-to-know-before-moving-to-hawaii\"><\/span>What do I need to know before moving to Hawaii?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Cost of Living is High. The cost of living in Hawaii is high&#8230; Hawaii is Surrounded By Wildlife&#8230; Traffic Can Be Brutal&#8230; The Sunset Will Blow Your Mind&#8230; Surfing is Harder Than it Looks&#8230; Nature Gives and Nature Takes&#8230; The Dress Code is Almost Always Casual&#8230; Moving With Pets is Tough.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"is-it-hard-moving-to-hawaii\"><\/span>Is it hard moving to Hawaii?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Your move is an exciting and fun time, but it should also be one that&#8217;s done with caution and realistic expectations, or else you may be one of the hundreds who move back to the mainland each year. Hawaii is paradise for many reasons, but it&#8217;s also a difficult place to live for most because of the economy.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"can-a-us-citizen-just-move-to-hawaii\"><\/span>Can a US citizen just move to Hawaii?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Can you <a href=\"https:\/\/trendingsimple.com\/hawaii\/moving-to-hawaii-how\/\" title=\"Moving to hawaii how\">move to Hawaii<\/a>? If you are a U.. citizen or have a green card, there are no special permissions needed to move to Hawaii permanently.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"is-it-wise-to-move-to-hawaii\"><\/span>Is it wise to move to Hawaii?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Although it&#8217;s a more complex transition than a relocation on the mainland, moving to Hawaii offers plentiful rewards: beautiful weather year-round, easy access to miles of gorgeous white sand beaches, abundant outdoor activities, and, of course, Hawaii&#8217;s unique aloha spirit that infuses the local culture.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"what-are-the-disadvantages-of-living-in-hawaii\"><\/span>What are the disadvantages of living in Hawaii?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In part 2 of this post I&#8217;ll detail the pros, but below I will share 18 downsides of living in Hawaii:<\/p>\n<h2><span class=\"ez-toc-section\" id=\"can-i-live-in-hawaii-on-2000-a-month\"><\/span>Can I live in Hawaii on $2000 a month?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you decide to rent, you&#8217;re looking payment of just under $2,000 per month, and that&#8217;s if you pay the median price. To keep the utilities running in a small apartment in Honolulu, you&#8217;re facing a cost of around $285 per month.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"where-should-you-not-live-in-hawaii\"><\/span>Where should you not live in Hawaii?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Wahiawa. Wahiawa with a population of 46,562 has a Livability Score of 58\/100, which is considered poor&#8230; Makaha. This leeward Oahu census-designated place has a population of 8,934&#8230; Kahului&#8230; Pahoa&#8230; Ewa Beach&#8230; Hilo&#8230; Waianae&#8230; Kapaa.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"is-it-hard-to-find-a-job-in-hawaii\"><\/span>Is it hard to find a job in Hawaii?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Is it Hard to Get a Job in Hawaii? It&#8217;s virtually impossible to get hired in Hawaii without being there. If you want to be offered a position, you need to be at least in the location (island) where the job posting is. Most applicants would never travel to job interviews in the islands.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"can-you-live-in-hawaii-on-social-security\"><\/span>Can you live in Hawaii on Social Security?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you become disabled and live in Hawaii, you may be eligible for Social Security disability benefits, including Social Security Disability Insurance (SSDI) and\/or Supplemental Security Income (SSI).<\/p>\n<h2><span class=\"ez-toc-section\" id=\"which-is-the-cheapest-island-to-live-on-in-hawaii\"><\/span>Which is the cheapest island to live on in Hawaii?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Big Island<\/p>\n<h2><span class=\"ez-toc-section\" id=\"how-much-food-stamps-will-i-get-in-hawaii\"><\/span>How much food stamps will I get in Hawaii?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Who is Eligible for SNAP (Food Stamps) Benefits in Hawaii?<\/p>\n<h2><span class=\"ez-toc-section\" id=\"is-hawaii-tax-friendly-for-retirees\"><\/span>Is Hawaii tax friendly for retirees?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Hawaii is moderately tax-friendly toward retirees. Social Security income is not taxed. Withdrawals from retirement accounts are fully taxed. Wages are taxed at normal rates, and your marginal state tax rate is 5.90%.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"is-social-security-taxed-in-hawaii\"><\/span>Is Social Security taxed in Hawaii?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Social Security Benefits: Hawaii does not tax Social Security benefits. Income Tax Range: For income that is taxed, the lowest Hawaii tax rate is 1.4% (on taxable income up to $4,800 for joint filers and up to $2,400 for single filers).<\/p>\n<h2><span class=\"ez-toc-section\" id=\"is-life-insurance-taxable-in-hawaii\"><\/span>Is life insurance taxable in Hawaii?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The death benefit of a life insurance policy isn&#8217;t subject to income tax. However, it does get figured into your taxable estate. The death benefit will be added to your gross estate and any amount over $11.4 million is subject to federal estate tax (anything over $5.49 million will be subject to Hawaii estate taxes).<\/p>\n<h2><span class=\"ez-toc-section\" id=\"can-you-live-off-3000-a-month-in-retirement\"><\/span>Can you live off 3000 a month in retirement?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>That means that even if you&#8217;re not one of those lucky few who have $1 million or more socked away, you can still retire well, so long as you keep your monthly budget under $3,000 a month.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"whats-the-average-social-security-check\"><\/span>What&#8217;s the average Social Security check?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>California. In America&#8217;s most populous state, some 4.3 million retirees who collect Social Security can expect to receive an average $1,496.13 per month from the program in 2020, or $17,953.56 over the course of the year. California is another state where benefits are below average for the U..<\/p>\n<h2><span class=\"ez-toc-section\" id=\"can-i-retire-at-62-with-300k\"><\/span>Can I retire at 62 with 300k?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Can I Retire at 62 with 300k? In short, it&#8217;s possible, but, first, you&#8217;ll need to know how much pension and other passive income you&#8217;ll be getting. Once you add all your passive income sources, and your pension, you can then work with a financial advisor to come up with an appropriate withdrawal rate for your 300k.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"what-is-the-4-rule-in-retirement\"><\/span>What is the 4 rule in retirement?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The 4% rule is a rule of thumb that suggests retirees can safely withdraw the amount equal to 4 percent of their savings during the year they retire and then adjust for inflation each subsequent year for 30 years. The 4% rule is a simple rule of thumb as opposed to a hard and fast rule for retirement income.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"what-is-a-good-monthly-retirement-income\"><\/span>What is a good monthly retirement income?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>But if you can supplement your retirement income with other savings or sources of income, then $6,000 a month could be a good starting point for a comfortable retirement.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"why-retiring-at-62-is-a-good-idea\"><\/span>Why retiring at 62 is a good idea?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Probably the biggest indicator that it&#8217;s really ok to retire early is that your debts are paid off, or they&#8217;re very close to it. Debt-free living, financial freedom, or whichever way you choose to refer it, means you&#8217;ve fulfilled all or most of your obligations, and you&#8217;ll be under much less strain in the years ahead.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"what-is-the-first-thing-to-do-when-you-retire\"><\/span>What is the first thing to do when you retire?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>What Are Some of the Very First Things You Should Do When You Retire?<\/p>\n<h2><span class=\"ez-toc-section\" id=\"what-should-you-not-do-in-retirement\"><\/span>What should you not do in retirement?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Plan for healthcare costs in retirement, pay off debt, and delay Social Security until age 70 to help maximize your benefits.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"what-are-the-signs-you-need-to-retire\"><\/span>What are the signs you need to retire?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>4 Signs It&#8217;s Time to Retire<\/p>\n<h2><span class=\"ez-toc-section\" id=\"what-is-the-best-age-to-retire-for-a-woman\"><\/span>What is the best age to retire for a woman?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>4\ufeff It&#8217;s generally wise to plan for living until age 85 or 90 to reduce the odds of outliving your savings. At 65, the average life expectancy is 21.5 years if you&#8217;re a woman and 19 years if you&#8217;re a man, according to the SSA&#8217;s life expectancy calculator. Half of the population will live longer than life expectancy.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"do-early-retirees-live-longer\"><\/span>Do early retirees live longer?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When they looked at the sample of 2,956 people who had begun participating in the study in 1992 and retired by 2010, the researchers found that the majority had retired around age 65. But a statistical analysis showed that when people retired at age 66 instead, their mortality rates dropped by 11%.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"how-much-social-security-will-i-get-if-i-make-60000-a-year\"><\/span>How much Social Security will I get if I make $60000 a year?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>That adds up to $2,096.48 as a monthly benefit if you retire at full retirement age. Put another way, Social Security will replace about 42% of your past $60,000 salary. That&#8217;s a lot better than the roughly 26% figure for those making $120,000 per year.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"how-can-i-live-for-retirement-with-no-money\"><\/span>How can I live for retirement with no money?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Seek Employers Who Offer Pension If you&#8217;re wondering how to retire at 50 with no money, find a position with a company that offers a pension. With a little extra thought and planning, working for 10 or 15 years at a company with a pension could make a positive impact on your retirement savings.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"can-a-person-live-on-social-security-alone\"><\/span>Can a person live on Social Security alone?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Benefits are only designed to replace 40% of preretirement income. The single biggest reason you can&#8217;t live on Social Security alone is that you aren&#8217;t meant to. See, there&#8217;s a Social Security benefits formula that determines the amount of money you&#8217;ll receive.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"how-much-should-a-60-year-old-have-saved-for-retirement\"><\/span>How much should a 60 year old have saved for retirement?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A general rule for retirement savings by age 60 is to aim to have about seven to eight times your current salary saved up. This means someone earning $75,000 a year would ideally have between $525,000 to $600,000 in retirement savings at that age. If you aren&#8217;t there yet, you&#8217;re not alone.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"where-can-i-retire-on-1300-a-month\"><\/span>Where can I retire on $1300 a month?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Panama: A Home Away from Home You can retire comfortably on $1,300 per month, and it&#8217;s one of the best countries for quality of life. What&#8217;s more, English is widely spoken, and you can use your US money anywhere across the country. The country also offers first-rate hospitals, and many of its doctors are US trained.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"what-states-do-not-tax-social-security\"><\/span>What states do not tax Social Security?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you live in any of these states \u2014 or the District of Columbia \u2014 you won&#8217;t have to worry about paying state taxes on your Social Security income..These states include the nine that don&#8217;t have any income tax at all, which are:<\/p>\n<h2><span class=\"ez-toc-section\" id=\"can-i-still-collect-social-security-if-i-move-out-of-the-country\"><\/span>Can I still collect Social Security if I move out of the country?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you are a U.. citizen, you may receive your Social Security payments outside the U.. as long as you are eligible for them.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"will-my-social-security-check-change-if-i-move-to-another-state\"><\/span>Will my Social Security check change if I move to another state?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>No matter where in the United States you live, your Social Security retirement, disability, family or survivor benefits do not change. Along with the 50 states, that includes the District of Columbia, Puerto Rico, Guam, the U.. Virgin Islands, American Samoa and the Northern Mariana Islands.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"which-state-has-the-highest-ssi-payment\"><\/span>Which state has the highest SSI payment?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The highest paying states for SSI benefits as of 2022 are New Jersey, Connecticut, Delaware, New Hampshire and Maryland..States That Pay out the Most in SSI Benefits<\/p>\n<h2><span class=\"ez-toc-section\" id=\"do-i-need-to-notify-social-security-when-i-move\"><\/span>Do I need to notify Social Security when I move?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Social Security provides retirement, disability, and survivor benefits to workers and their dependents. If you get benefits now but you&#8217;ve moved, you must change the mailing address you use for your benefits. If you&#8217;ve moved, even if you&#8217;re not getting benefits now, you may still want to change your address.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"what-is-the-hardest-state-to-get-disability\"><\/span>What is the hardest state to get disability?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Oklahoma<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What do I need to know before moving to Hawaii? The Cost of Living is High. The cost of living in Hawaii is high&#8230; Hawaii is Surrounded By Wildlife&#8230; Traffic Can Be Brutal&#8230; The Sunset Will Blow Your Mind&#8230; Surfing is Harder Than it Looks&#8230; Nature Gives and Nature Takes&#8230; The Dress Code is Almost [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8769,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.9.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What to expect when moving from utah to hawaii - Trending Simple<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What to expect when moving from utah to hawaii - Trending Simple\" \/>\n<meta property=\"og:description\" content=\"What do I need to know before moving to Hawaii? 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The cost of living in Hawaii is high&#8230; Hawaii is Surrounded By Wildlife&#8230; Traffic Can Be Brutal&#8230; The Sunset Will Blow Your Mind&#8230; Surfing is Harder Than it Looks&#8230; Nature Gives and Nature Takes&#8230; The Dress Code is Almost [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/\" \/>\n<meta property=\"og:site_name\" content=\"Trending Simple\" \/>\n<meta property=\"article:author\" content=\"#\" \/>\n<meta property=\"article:published_time\" content=\"2022-07-22T16:22:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trendingsimple.com\/wp-content\/uploads\/what-to-expect-when-moving-from-utah-to-hawaii-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1920\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Sarah.B\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@#\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sarah.B\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/\",\"url\":\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/\",\"name\":\"What to expect when moving from utah to hawaii - Trending Simple\",\"isPartOf\":{\"@id\":\"https:\/\/trendingsimple.com\/#website\"},\"datePublished\":\"2022-07-22T16:22:30+00:00\",\"dateModified\":\"2022-07-22T16:22:30+00:00\",\"author\":{\"@id\":\"https:\/\/trendingsimple.com\/#\/schema\/person\/c899fb3565db72d7af08557c5b47305f\"},\"breadcrumb\":{\"@id\":\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/trendingsimple.com\/hawaii\/what-to-expect-when-moving-from-utah-to-hawaii\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/trendingsimple.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What to expect when moving from utah to hawaii\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/trendingsimple.com\/#website\",\"url\":\"https:\/\/trendingsimple.com\/\",\"name\":\"Trending Simple\",\"description\":\"Reach the simple life\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/trendingsimple.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/trendingsimple.com\/#\/schema\/person\/c899fb3565db72d7af08557c5b47305f\",\"name\":\"Sarah.B\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/trendingsimple.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/fbb46ab1b10702337bc34b11761ee99a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/fbb46ab1b10702337bc34b11761ee99a?s=96&d=mm&r=g\",\"caption\":\"Sarah.B\"},\"description\":\"Avid traveler and lover of all things tropic! 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